How the new FCCPC rules will reshape digital lending in Nigeria
Lender information

How the new FCCPC rules will reshape digital lending in Nigeria

Discover key insights from our webinar on the new FCCPC regulations for lenders. Learn how the changes impact lending practices in Nigeria.

Frequently asked questions about getting your apps into Google and Apple stores
Growth marketing

Frequently asked questions about getting your apps into Google and Apple stores

we have answered some of the most common questions developers and lenders ask when preparing to publish their apps.

Top loan origination systems worth considering in 2026
Lender information

Top loan origination systems worth considering in 2026

In 2026, loan origination systems (LOS) are one of the sharpest differentiators between lenders that grow and lenders that stall.

Effective loan collection for lenders in Sierra Leone
Lender information

Effective loan collection for lenders in Sierra Leone

Find out how to ensure loan repayments in Sierra Leone without turning every collection into a battle.

How the bad debt expense formula helps lenders track risk
Lender information

How the bad debt expense formula helps lenders track risk

What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.

Breaking down the 3 R’s of credit and why they still matter
Lender information

Breaking down the 3 R’s of credit and why they still matter

The 3 R’s come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.

How to track and reduce your loan portfolio’s delinquency rate
Lender information

How to track and reduce your loan portfolio’s delinquency rate

The delinquency rate measures the share of loans in your portfolio that are past due. In simple terms, it’s the percentage of loans with missed payments (often defined as 30, 60 or 90 days late).

Medical lending is risky business, unless the software is airtight
Lender information

Medical lending is risky business, unless the software is airtight

The software behind medical lending matters so much. Beyond the speed of disbursing funds, it has to deal with the messy realities of healthcare financing

What is Islamic finance and how is it different from traditional models?
Lender information

What is Islamic finance and how is it different from traditional models?

For lenders looking to expand into markets with strong Muslim populations, Islamic finance is an important factor to understand.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

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Building a pre-approval flow that doesn’t feel like a trap
Borrower information

Building a pre-approval flow that doesn’t feel like a trap

A good pre-approval experience shows users exactly what they’re getting, why it matters, and how to proceed without surprises.

A cultural view of loan defaults in the Philippines
Lender information

A cultural view of loan defaults in the Philippines

The cultural bedrock of family and community in the Philippines suggests that, for better or worse, social norms will continue to shape how loans are taken and repaid.